Home > Interest Question > Interest (in Notes) Question

Interest (in Notes) Question

Josh wrote on Thu, 01 January 2009 18:30
Kuya joseph., ung bang Deppreciation, Bad Debts, tsaka Ar or interest income., eh halos pare pareho ba? ehhehe.,
i min., pareho rin ba ang pagattack sa problem na iyon., kunwari., ung AR mo., nagearn na ng interest., talagang bang days ang ibibilang hindi months?? or dpende??

Ahhh..

Ganito:
Pag AR, hindi sya nag-eearn ng interest.

Ang nag-eearn ng interest ay ang Notes Receivable. Ang computation ng Interest kung based ba sya sa days/months/years ay depende sa problem.

Ang gagamitin na pambilang ng interest ay:

Days kung(any of the following):
* kung ang terms sa notes nya ay in DAYS (a 30-day note, a 90-day note)
* kung dated sya sa alanganing araw (ex: Aug. 17, Mar 24, etc) unless otherwise specified
* kung sinabi sa problem na days
(pag days, usually ang denominator mo ay 365 days, unless sasabihin na 360 days ang gagamitin)

Months kung(any of the following):
* kung ang terms sa notes nya ay in Months (ex: a 6-month note, a 9-month note, etc)
* Month lang ang binigay na date (March 2009, Apr. 2009, etc) unless otherwise specified
* Dated on the first or the last day of the month (depende sya ah, unless specified)
* pa sinabi sa problem na in months sya

Years kung:
* kung ang terms sa notes nya ay in years(ex: a 2-year note, a 3-year note, etc) unless otherwise specified

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